FC800, be careful. An auto insurance policy for towing usually only covers liability. I know this as I live in MD and drove to ME to get a trailer and asked my insurer (State Farm) and she told me I was covered under my vehicle policy for liability only. Ex - driving and the trailer comes off and hits a fence - insurance will cover the damage to other property and injuries to others. BUT, not the trailer or contents. I pay only $22.00 a year ($3,000.00 value trailer). This covers everything, even if it is stolen at a hotel, bar or home. Some people will nitpick and say homeowners will cover if on my property, but for $22.00 a year I will pay full coverage. Vehicle policy will NOT cover the contents. And my trailer is paid for, no loan, so this is not a requirement from a lender. Don't want to sound like a pro, but I feel this is correct.
A forum community dedicated to snowmobile owners and enthusiasts. Come join the discussion about performance, trails, riding tips, modifications, classifieds, accessories, troubleshooting, maintenance, and more!