way too easy for anyone to reach the point of government assistance. and we keep giving more for more kids. kills me when people with kids that don't work get 10k back in taxes when they paid nothing in. it should be limited to what you paid in. one family i know is on assistance big time , father works , wife stays home with kids. scrounging for money to buy cigs, gas, fix car, even buy xmas gifts. but the 10k they got back in the spring went to vacation, a quad, and a bunch of other crap, then back to scrounging. i once told the dad he should go buy xmas gifts with some of that money or put it in a cd for a year. he looked at me like i was crazy. then he sells the quad for a big loss because his wife told him he had to.