[burly1]

I have a f7 snopro.... 221.00 in nh

 

[Nick]

Mine was $310 for sled and trailer. $500 deductable and I am 24 years old. Hope that helps!

Farmers Insurance

 

[JOHNRP-F7]

I pay $ 182.00 a year for full coverage on my F7 Snopro through Farm Bureau Insurance, with a $250.00 deductable.

 

[jay]

For some reason I'm taking it up the @ss! on insurance! My F7 costs me more than my ZR 600 and Zr 500 combined!! I'm starting to think that I am carrying more coverage than I need to.

 

[czy42strokes]

Mine is with Foremost Ins. $328 a year, 500 deductible, coveraged @ $8000. State farm was the cheapest @ 245 a year but they wanted my house and cars.
brad

 

[Bontz]

Brad,

I'm in MN too. I have all my insurance thru State Fraud (oops, I mean State Farm), and it cost me $336 for the year on my F7. That's with a $100 deductible .... yes, you read that right ... $100 deductible. So I'm paying under $30/month.

I don't think there's going to be any difference between a SnoPro and a standard when it comes to insuring the sled. It's all based on the CC's, isn't it?

Chris

 

[f-5snopro]

for my f-5 sno-pro i pay 220 a year for full coverage with a 200 deductable. i also have more than the minimum omounts on everything and also have the lost property suppliment as well. it will cover stuff like my helmet ,gps , ect ect ect............

 

[grnsaberpro7]

American Family in WI: $229 with $500 deductabile

 

[BY AC]

JOHNRP-f7Farm Bureau Insurance for 182 per year...Your agent must have done something wrong.I have had FB Insurance for the last 16 years .This was the first year that I had a sled over 600cc and they do not insure anything 700cc and over ? Explain ????????

 

[JOHNRP-F7]

BY AC

Well I don't know what to say except that i'm looking at my two policys for my F7 Patroit and her F7 Sabercat and the both policys say 700cc.

 

[CatMan2]

I have never insured a sled yet and never will!!

 

[czy42strokes]

LabonteF7, state Farm is one of the few that bases the rate on the value of the sled not the CC's, They gave me a good rate, but doubled my car ins and homeowners. My current ins co. wanted $500 a year, because the sled was over 600cc. I did get them to lower the premium on my Zl. I had that insured for $6500 and never changed it. I saved over $80 by changing it to the current market value. SOmething my ins agent never felt the need to tell me, I did the same for the boat, When I asked them if they were going to give me $6500 for my Zl if it was stolen she said nooo, I guess my agent wasn't working for me to save me money. HA HA..

 

[firecat513]

I pay $135.00 with Liberty Mutual with a $100 deductible.....but they also have my house and my cars.....great insurance they cover any sled i ride...including rentals if i have a breakdown, which i won't have with my brand new F7 (helps to be optimistic!!!)

 

[Wicked King]

CatMan2:
I have a friend who never carried insurance until he "met" another sled on a blind corner. For whatever reason, the DNR cop found him at fault in the ordeal, and wound up paying for 2 f**ked up sleds and 2 hospital bills out of his pocket. He is still recovering from the $$$$ hit that he took. Anyway, it's a free country, but I'd get at least liability insurance. Even if you're a good rider, the other guy might not be. Sleds and hospital bills aren't cheap!''

 

[alleycat]

we all pay higher rates...to cover the ones that don't

 

[.45acp]

In central NY I pay 107.00 for my f7 snopro and 107.00 for my wifes 03 zl600 ss efi = $214.00 per year with 250 deduct.

 

[E}{cal]

Originally posted by LabonteF7@Dec 5 2002, 10:34 AM
Brad,

I'm in MN too. I have all my insurance thru State Fraud (oops, I mean State Farm), and it cost me $336 for the year on my F7. That's with a $100 deductible .... yes, you read that right ... $100 deductible. So I'm paying under $30/month.

I don't think there's going to be any difference between a SnoPro and a standard when it comes to insuring the sled. It's all based on the CC's, isn't it?

Chris

In my case it did make a difference on the Snow Pro vs. Standard, but not much. $239 vs. $252. So American Family must take some other things into consideration besides just the cc's.

BTW that is $500 Deductible

 

[CatMan2]

Originally posted by Wicked King@Dec 5 2002, 01:29 PM
CatMan2:
I have a friend who never carried insurance until he "met" another sled on a blind corner. For whatever reason, the DNR cop found him at fault in the ordeal, and wound up paying for 2 f**ked up sleds and 2 hospital bills out of his pocket. He is still recovering from the $$$$ hit that he took. Anyway, it's a free country, but I'd get at least liability insurance. Even if you're a good rider, the other guy might not be. Sleds and hospital bills aren't cheap!''

I Have 2 million dollars of liability ins. that I have to buy for My business. I pay cash for My sleds. I am not required by law to have them insured. I have 4 sleds, I have been riding for 30 years, I have probably saved enough to buy a used sled to replace one if I had to. Insurance companies are gambling that they can get more out of You than they pay You! And they usually win. So you see I am really self insured . My 2 boys who ride know if they wreck there sled they are done for the year. Why do You think Ins. is such a profitable business? My way is not for everybody but works real well for Me. And I am sure not going to buy it just to help lower everybody elses rates!

 

[Roadwarrior]

03 F-7 $239
02 ZR 800 CC $298
01 XC500SP $238

$500 deductable

NY go figure