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Old 11-04-2019, 01:32 PM   #11 (permalink)
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I fire and theft mine through MPI and have Got Toys for the rest.
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Old 11-04-2019, 02:12 PM   #12 (permalink)
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i keep collision on mine if damaged while trailering in manitoba if you get in crash while towing trailer you will have three deductables if you have damage to all three
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Old 11-04-2019, 02:56 PM   #13 (permalink)
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Originally Posted by t-turbo View Post
i keep collision on mine if damaged while trailering in manitoba if you get in crash while towing trailer you will have three deductables if you have damage to all three


This is a good point lots of people donít realize.


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Old 11-11-2019, 11:10 AM   #14 (permalink)
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There is full replacement value on a brand new sled or atv (what you paid, taxes included) offered for $100 extra at One insurance last time I checked. Got Toys you can buy it for up to two years. There it was $50/yr I believe. There is the discount for having a snopass or belonging to an atv or snowmobile club. Then there is the over 50 discount with some places. If you've had any claims in a certain time frame, eligibility and prices will differ.
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Old 11-27-2019, 12:36 AM   #15 (permalink)
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brand new 2020 assault with all coverage is 700~ through got toys, mpi was 1200
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Old 11-28-2019, 12:14 AM   #16 (permalink)
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i had Got Toys for the first 2 years with replacement coverage, just shopped again and Red River was less money now. So basic Autopac and Red River for the rest. If you can't afford to loose it then you better have it insured. I get what is being said about repairing or parting them out in the event of a collision but what about theft. No chance of parting it out then.
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Old 12-01-2019, 10:50 AM   #17 (permalink)
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i had Got Toys for the first 2 years with replacement coverage, just shopped again and Red River was less money now. So basic Autopac and Red River for the rest. If you can't afford to loose it then you better have it insured. I get what is being said about repairing or parting them out in the event of a collision but what about theft. No chance of parting it out then.


Comprehensive coverage (fire and theft) is way cheaper then collision insurance and a no brainer IMO. Itís collision insurance that really bumps up the cost.


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Old 12-01-2019, 01:24 PM   #18 (permalink)
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On a quick note when purchasing insurance on you sled or atv, and the reason I'm bring this up because of past experience is you should purchase the accident benefit coverage. You would be surprised of the additional it covers in case you get hurt on a sled or atv. Don't assume your work plan covers you for all expenses that you will accrue. This especially important if your self employed or your employer doesn't have a decent plan as many don't.
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Old 12-01-2019, 03:10 PM   #19 (permalink)
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Accident insurance for me is number one , i have no other plan. retired. And if something were to happened i don't want to burden my family .Also if someone else rides my sled or passenger there covered as well.

I ride fully insured , hate paying but love the piece of mind.
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Old 12-03-2019, 01:50 PM   #20 (permalink)
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I'm more concerned about having accident insurance in case you end up in a wheel chair and need long term care or home improvements for such a event . But i know with MPI you need collision in order to get accident benefits. Im retired so i have no accident benefits at all so i guess i have to pay to play with a piece of mind .

Just something to think about .
I renewed mine last night, comprehensive and accident benefits, no collision, through MPI.
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