Anyone know of a decent insurance company that is reasonable on their prices for full coverage on a 07 sled? Cheapiest I found so far is $700.00 a year

700 a year???? That seems insane. Try American Family.

i pay 225 a year for full coverage. i was bored and was looking around in the other state forums.

My sled is covered under my parents homeowners and i think full coverage for the year was like $150-200, somewhere in there.

I've switched over to Progressive for the auto's and ATV. Coming from State Farm it was no comparison and the service has been much better too. I talked to a Progressive rep last spring when I added the ATV(so friggen cheap) and he indicated that they would soon cover snowmobiles. I haven't called yet because the sled hasn't come in but if it's anything like the ATV coverage it should be pretty reasonable.

I just got insurance from nationwide. Full coverage on 2 02 Polaris Edge x 600 was 400 a year. I about flip out because I was qouted last year from progressive 1300.00 a year. I told them to go and stick it!!! I only got one ride in last year up north, so I just went without insurance last year. I do have High risk insurance on my autos. That is the reason I had such a high qoute from progressive. Nationwide only charge around 100 more for high risk. It sure made my day when I got the qoute from Nationwide. Good luck finding cheap insurance.

I had Progressive then switch to my home owners (Citizens Insurance) for half the cost.

Try a insurance company called: Foremost
Best deal around.

check West Bend Mutual.

Foremost is the one that quoted me $700.00

Schmitty,

See if you can find a local insurance agent the represents several companies and have them shop it for you. I was with Foremost on my 2005 Rx1 and they were rediculously high but at the time several of the insurance companies would not touch the 1000cc snowmobiles. I was just quoted $370 for my 07 Apex GT at State Farm but I know there are better deals then that if you shop around. I have my cars, house, boat, and snowmobiles on one policy and they are not bad on the whole package.

Unfortunately your age puts you at a disadvantage. Good Luck. Let us know what you find out.

I have Foremost Ins, on 2 sleds and a ATV. About $400/year total for all.
'05 Cat T660 Turbo
'95 Indy 500
'07 Yamaha Grizz 700 EFI/EPS, ATV

I called around the other day and got quoted anywheres from $1100 a year to $300 a year for my 1000.. of course the wife has a major on her record so that doesn't help...some agents can work around that and some can not... is what I found out.

It really pays to shop for insurance.. it is amazing what you can find for price difference between companies and agents. and believe it, sometimes it's just a greedy agent looking for a sucker. don't automatically damn the company if you get a high quote.For example, in my area we have like 5 different agents who all sell american family and you will get 5 diffferent quotes too...

07 F1000 $350
03 F7 $239

American Family

self insured costs me nothing per yr.
great medical via work if i wreck myself, paid cash for my sleds, and willagain if they become unrepairable. however I had geico for my 04 600rr rocket and that was 169/yr full cvg 1k deductable

I would at least get liability.. Sled wrecks can get into the millions. Wage garnishment would suck.

You are braver then I. I am not worried about the snowmobile loss. I am worried about getting sued and losing everything.

128/year full coverage 500 deduct

06 700 CF. state farm

I have farmers ins. out of mapple groove and I only pay $169 o2 zr 600... it all based on your driving record and how many cc the sled has. I asked my agent what it would have cost me if I was to get my friends 03 f7 and he quoted me in at 430 for half yr.

shop around there are deals out there, just got to find them.

Just got quotes from a Farmer's Insurance agent last night:

'01 Thundercat - $223/yr
'01 Pantera 1000 - "/"

Agent mentioned that Farmer's had recently bought Foremost Insurance....so the sleds would insured through Foremost.

Thought this was a good deal.

JMY

2003 F7 through State Farm is $150 a year with a $500 deductable. $700 is crazy for a sled!!! My 1999 Camaro SS is around that price a year with a $500 deductable, but it is considered a pleasure car as it is only driving at night or on the weekends.

Dan

i have my proxr under homeowners its around 210 a year and i don't insur the xcr 800 cuz its paid for and when the proxr is paid for i won't insur it either. i know the odds of getting into an accident are slim. but there is that chance. i know i'm gonna hear that from you guys. where i ride the worst would be i hit someone i know and we can mutually work that out with cash for damage. there could be that guy that wants to sue but hopefully he has a brain and has health insurance on himself if he gets hurt. ride alittle responsibly and your odds of an accident go way down!!!